Low Income Housing Grants and Schemes – Apply For Free Government Grants

A permanent, safe and secure shelter is a prime necessity for all but paying the monthly rents, loans, mortgages or purchasing a home seems a big challenge for families with meager income standards. Underprivileged people often have the death of funds resulting in non-clearance of bills leading to foreclosure, evictions and homelessness.

To eradicate housing debts the U.S. government offers federal housing grants that help such needy families compensate their rents and secure a safe shelter. The grant programs facilitate in clearing rental bills and avoid evictions.

U.S. Department of Housing and Urban Development (HUD)

HUD is the biggest federal housing assistance program committed to create affordable shelter and communities for all. The agency offers nearly $1 billion grants money for the economically challenged families to avoid evictions, foreclosure, and homelessness. HUD has initiated varied housing programs to help low-income families avail affordable housing.

• Community Planning and Development that includes Community development Block Grants (CDBG), Shelter Plus Care, Housing Opportunities for Persons with AIDS (HOPWA), the HOME program and Emergency Shelter Grants.

• Federal Housing Administration regulates the Freddie Mac and the Fannie Mae, multifamily housing programs, Supportive Housing programs for Persons with Disabilities and Supportive Housing for the Elderly.

• Public and Indian Housing regulates the Housing Choice Voucher Program, public housing program HOPE VI and individual loan programs

• HUD also enforces Fair Housing and Equal Opportunity to prevent discrimination on grounds of sex, race, religion, color, disability or family status.

USDA Rural Development Rental Assistance

USDA offers federal housing grants to financially challenged families residing in rural sectors of the country. Administered by the federal government, the organization seeks to improve the living conditions of the families and help them remove safety hazards, repair and renovate their houses for secured dwelling conditions. A maximum amount of $7,500 is granted to eligible applicants after evaluating the income levels. Vouchers are offered that pay off the difference in the rental amount that is charged by the landlord and the rent that is paid by the applicant.

State Homeless Grants

Low-income families in need of shelter or financial assistance to prevent homelessness can contact the Public Housing Authority for help. States disburse grants to counties, local offices and municipal departments that are re-distributed among eligible applicants.

Transitional Housing Assistance Program

Women who have been a victim of domestic violence, torture and are seeking for shelter can avail help from the Transitional Housing Assistance Program. The program not only offers affordable shelters but also assists in rental needs, utility needs, counseling, daycare, employment, and maternity needs.

Community Action Organizations

Low-income family people looking for federal housing grants can acquire detailed updated information from the CAO. It’s the most reliable source for all current information on housing grants available at local, federal and state levels.

Applicants can also contact the private organizations, charities, churches and nonprofit organizations like Mercy Housing, Salvation Army, Habitat for Humanity, CoAbode, and Fannie Mae. Apply for federal housing grant now; pay off your bills and get your dream home even with financial limitations.

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